All 50 states have what is called workers compensation laws which are basically a type of insurance that is provided by an employer that provides medical benefits and loss of wage replacement for an employee injured while employed on the job. Actually, if you want to get down to the nuts and bolts of what workers comp really does, it’s a “trade-off” between employer and employee wherein the employee agrees to relinquish filing any legal action or any other legal recourse in exchange for the employer providing medical benefits and so on.
However, there are some general damages not usually included in the work compensation parachute, like pain and suffering, and punitive damages for employer negligence; Ergo, negligence ceases to become, for the most part, an issue. Now that you know the basics of what is or is not on the workers comp money table, let’s dig a bit deeper to see what else you need to know if injured on any job.
Once you choose to file a workers compensation claim, you have no idea what you’re getting into, in terms of legal ramifications, and paperwork; lots and lots of paperwork. There are certain procedures to be followed … Read the rest